COMMITTED AND UNMATCHED LEVEL OF SERVICE

Mediguard are able to source comprehensive corporate entity policies for private practices and private hospital groups which will provide protection against claims arising out of the provision of healthcare services.

In many areas of healthcare, lawyers representing patients are increasingly pursuing all parties involved in a claim and litigants are now inclined to direct claims at an entity in addition to individuals.

If a patient were to make a claim, it would seem natural for the treating practitioner to accept full responsibility but in an increasing litigious society, the clinic can be vicariously liable for the action of an employee, even if the individual in question has his or her own insurance in place.

In other circumstances, an employed or self-employed practitioner’s policy may fail to adequately respond and the clinic may be next in the chain for the claim.

Clinic owners are becoming more and more exposed to litigation and may find themselves bearing costs for legal proceedings and settlement of damages in a variety of scenarios, not only in relation to contingent exposure but in relation to failure of practice protocols by non-clinical staff.